The smart card infrastructure is an information technology structure for securing business transactions. With the development of detailed specifications for the core applications, such as business transactions via the Internet or cell phones, the first prerequisites for a uniform chip card infrastructure have been created.
The aim of all these measures is to create a structure that makes all business transactions, online banking and HBCI home banking, booking and payment, loading and unloading applications on a chip card, securing applications against each other, etc. secure.
In this structure, the chip card forms the basis for chip card-based security solutions. It includes smart card administration and smart card personalization, copyright protection, and secure access to buildings, rooms, systems, and networks. Such a structure requires interoperable and portable standards, the proper use of cryptology to ensure access to data assets only after successful authentication.